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Health

It’s By no means Too Late to Be taught to Journey Horseback

“It’s Never Too Late” is a new series that tells the stories of people who decide to make their dreams come true on their own.

Rose Young has an uncanny ability to adapt to demanding jobs and intense situations. She was an FBI agent focused on white-collar crime; an attorney practicing insurance disputes; and, after returning to North Carolina from Lafayette, LA, with her husband and daughter in 2003, a healthcare compliance officer.

But the only job she dreaded, despite desperately longing for it as a child, was horseback riding. “I grew up in Hamlet, a small North Carolina railroad town,” said Ms. Young, 65. “I was five when I saw my first horse and I wanted a lesson. I was shown around once or twice by a neighbor who had a horse in his yard, but that was a rare treat. I never got on a horse again. “

A few months before the pandemic, Ms. Young, then 63, took her first English riding lesson. (She happened to meet a woman at work who she connected to a teacher who was willing to take in an older student.) One class turned into two that quickly became monthly. Then it became a one-year project. Then a life changing experience. (The following interview has been edited and shortened.)

Why didn’t you take classes as a child?

I grew up in a humble home. My parents were blue-collar workers and worked very hard. There was nothing for extras. So I convinced myself that riding is not something that is sad for me. As I got older, I could have taken one lesson a month, but I was intimidated and uncomfortable. And there was fear.

What were you afraid of?

Falling down or hurting me. But in 2003 I was diagnosed with breast cancer and had a mastectomy. That changed things. That’s motivation. You have to follow your dreams when you have a chance because you don’t know how long you will have the chance.

How did you find the courage to take the first step?

I didn’t let breast cancer scare me and I didn’t let the joy out of my life. That would have been a disaster. I decided to have a different life. Learning to ride meant finding new joy. It was also a reward for surviving something very dark and getting out on the other side.

How did you start

Although I live in an area where many people own horses, I had to find someone who would be willing to give themselves and their horse to an older student. Many places train children. It’s harder to find someone to take a risk with an older student who is at risk of injury or may not be ready to learn. It was a month before I found my first teacher. I’ve also read books and watched countless videos.

What were some of your biggest challenges?

Find the right instructor and then find the right horse. At the moment I’m on my fifth instructor and sixth horse. I think I’ve finally found the right thing. Also, overcoming the fear of falling or hurting me. I fell four times and got a concussion. I was concerned about going on. I thought I might be crazy to do that. I took a couple of weeks off. Then I tried another horse and another until I found one I wasn’t afraid of.

When was your lightbulb moment?

I had a couple of friends who got riding later in life; that was inspiring. Then an older friend who had a knee replacement and thought she would never go back there decided to compete again. That was inspiring too. I thought, ‘If she can do it, so can I.’

How did it feel to finally sit on a horse?

In the beginning it was more scary than awe inspiring. I forced myself to breathe and dispel the fear. Horses are beautiful, intelligent and sensitive. Your eyes are soulful. There is nothing like being up there and feeling real synchronicity and connection with another being. We both move with the same goal. It’s a fleeting, effortless, fluid connection. You feel outside of yourself. And there is something very seductive and empowering about controlling and influencing the behavior of something bigger than you are.

What did you learn about yourself during this time?

That I’m not afraid to fail. That in the interest of learning something new that is valuable to me, I am willing to look stupid. That you can’t rush this process. It took me a while to understand. I wanted to learn everything in a month. That didn’t happen. I’m still learning. I still have a long way to go. I have suppressed my desire to ride for so long because it was inconvenient, expensive, took too long, or was out of reach. These were excuses to justify my inaction. I realized that was stupid. I wanted to do that as a kid, I’ve learned that I have to give it to myself now.

How has your life changed since you started riding?

It was enriched through this process. Small wins add up to a bigger goal. I’ve learned to slow down and enjoy every moment with the horse. I try to enjoy the feeling of accomplishment.

What are your future plans?

My next big step is to lease a horse in October, which means I can ride outside of class. I would be alone on the horse. To do this, you have to achieve a certain level of competence.

What did riding give you that you didn’t expect?

It intensified all aspects of my life. It made everything more interesting, brighter, more lively. It rejuvenated my curiosity and interest in everything around me.

What would you say to people who feel stuck and want to change something?

Think back to what made you happy when you were young and see if that can be used as inspiration or joy. Then you will find the time and ability to do it.

What lessons can people learn from your experience?

Don’t be afraid to be ashamed or open to criticism. You have to agree not to be in control of something. And don’t let fear get in your way. It gets less scary every time you try.

We are looking for people who decide that it is never too late to switch, change their life and make dreams come true. Should we talk to you or someone you know? Share your story here.

Categories
Business

How Id Thieves Took My Spouse for a Experience

Insurance companies regularly check your balance when you sign up. It was therefore confusing that Progressive would have issued my wife with a policy without her thawing her file. But TransUnion was listed as a “financial responsibility provider” – an amusing euphemism, if you know how long consumer advocates have been complaining about insurance companies using credit data to set interest rates – and my wife’s frozen credit file sure showed Progressive pinged it this month.

How? Incredibly, an exception often allows insurance companies to check your balance even when you don’t want to have anything to do with it. We learned that this exception meant Progressive could put itself on my wife’s file – which in turn helped someone like us pick the pocket of New York State and its taxpayers.

Progressive, in his wisdom, believed my wife was responsible enough to warrant cover. Fortunately, Mr. Pasternak paid! The second page of our welcome package said that “the authorization you gave for your first installment” should come from a bank account with his name on it.

So meet our new best friend. With a name like Shiran Pasternak he was a quick internet search away. Was he the thief? We wondered. But if so, he hid it pretty well. Like my wife, he had a “Welcome to Progressive” package and notes from the state about a mysterious unemployment claim that he had never submitted. (The bank account and routing numbers in his Progressive package were identical to ours, but had no connection with any of the institutions where either of us did our financial business. With the numbers cut off, it was impossible to find out if they were from someone else or were invented.)

After we put all of this together, Mr. Pasternak – who happened to be a former New York Times employee – in Irvington, NY, took a breath of relief and let me find out what had happened to all of us.

This is how it works.

Auto insurers – even those you don’t use – already know a lot about you. They share damage information with each other in order to weed out unprofitable or reckless customers who try to switch to another provider. You can also access your driver’s license number, your current auto policy data, and the make and model of your vehicle. Often times, they buy this information from states (which end up sending money back instantly if buyers are negligent and unemployment fraud increases).

Insurers want to make applying for a policy as easy as possible. Once you fill in information, they’ll be happy to help and fill in some of these gaps for you. For some unfortunate victims, it was as easy for the scammers as copying the driver’s license number that appeared, although more technical know-how was usually required.

Categories
Entertainment

‘Journey or Die’ Evaluation: Killing for Love

The long take that opens “Ride or Die” could be reminiscent of the steadicam take in “Goodfellas”, if not the unsettling mood it evokes. On a clear evening in Tokyo, Rei (Kiko Mizuhara) enters an underground club and buys a stranger a shot of tequila. The excitement rises when Rei and the man retreat to his apartment and start having sex. Finally, the tension breaks – not with the orgasm, but with the gruesome murder, when Rei slits the man’s throat.

Based on a Japanese manga series, “Ride or Die” (on Netflix) follows the complicated relationship between two women: Rei, a reserved doctor, and her long-time crush, Nanae (Honami Sato). We learn that the stranger at the bar was Nanae’s husband, a wealthy businessman who physically abused her. When Nanae asked Rei to kill him, Rei was obliged out of love.

The rest of this long, often enigmatic film unfolds as a fleeting road movie. After the murder, Rei and Nanae flee to the country. They visit Nanae’s orphanage and protect themselves from the rain in a train depot. Despite the ferocious efforts Rei goes to for Nanae, the duo did not speak in a decade prior to the murder. Your outlier also serves as a reunion trip.

Director Ryuichi Hiroki carefully steps out of the couple’s flourishing alliance. Meals are times of laughter and bonding, while occasional recaps of the women’s prep school days provide a delicate backstory of their union. The film gracefully captures the rhythm of intimacy as it deepens faster in stolen time.

But even if they develop a relationship, the women themselves remain ciphers. We are asked to accept that Rei committed murder out of romantic enthusiasm, but her victim is too great to empathize with. Nanae’s feelings are dark too – what she wants out of their time together seems to change on a whim. This blurring of character never becomes clearer and makes “Ride or Die” an experience as frustrating as it is sentimental.

drive or die
Not rated. In Japanese with subtitles. Running time: 2 hours 22 minutes. Watch on Netflix.